BC’s chiropractors are pleased to work with many different benefit providers to expand access to chiropractic care and improve the patient experience. Depending on your condition and how you sustained the injury, there may be coverage for your chiropractic care through ICBC or WorkSafeBC. In fact, many British Columbians are eligible for treatment with little to no co-pay required. If you are on Premium Assistance, you may be eligible for partial coverage by MSP.
Funding Your Chiropractic Care
Extended Health CoverageMany British Columbians enjoy the benefits of extended health care policies through their employer or that they have purchased privately. The majority of these policies integrate coverage for chiropractic care into their plans and often times the patient does not need to pay for costs up front (direct billing). If you are interested in learning more about your private health coverage, speak with your human resources representative at work or your benefits provider for more information.
ICBCCar accidents are one of the most common causes of spine-related conditions. Injuries from a collision often take longer to treat than other types of injuries. Even low-speed car crashes have the potential to cause significant damage to your neck and back. Your chiropractic doctor has the skills to assess and treat these types of injuries.
In most cases, ICBC customers pay little or no money to receive care for their crash injuries. You don’t need to seek pre-approval either. Simply visit your family chiropractor as soon as you feel symptoms and advise them that you were involved in a car accident. Your chiropractic doctor will guide you through the process of obtaining coverage for your care.
MSPBritish Columbians who receive Medical Services Plan (MSP) Premium Assistance are eligible for coverage of $23 per visit for a combined annual limit of 10 visits each calendar year for the following services: chiropractic, registered massage therapy, acupuncture, naturopathy, physical therapy, and non-surgical podiatry. You may be required to pay the difference over and above this coverage. Please advise your chiropractor if you are covered under MSP Premium Assistance.
WorkSafeBCMusculoskeletal conditions account for the highest number of worker’s compensation claims. Research shows that chiropractors get people back to work sooner than traditional treatment methods and with less chance of relapse. That’s why it’s no surprise that many British Columbians include a chiropractic doctor as part of their health care team.
If you are an injured worker and require chiropractic care, your treatment costs are covered. By law, all health professionals are required to report an injury that occurs on the job to WorkSafeBC, so be sure to let your chiropractic doctor know ahead of time if this is the case. Injuries that involve joints, muscles or nerves are eligible for coverage through WorkSafeBC. Your chiropractic doctor can help you to answer any questions you may have about treatment and coverage.